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Affordability Calculator

We’re making financing your dream vehicle as simple and painless as possible, so you can spend less time on admin and more time driving your new car. Find out more by reading the FAQ below.

Maximum Loan Amount

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Estimated Monthly Payment

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Total Interest

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Disclaimer
While we strive to provide the best tools and information, Motus Select, its agents, employees, and accredited financiers accept no responsibility for any losses or errors that may occur. All calculations made with this tool are guidelines based on the information you provided and do not consider monthly expenses or other factors involved in purchasing a vehicle. The amounts displayed should not be solely relied upon for your purchase decisions. By default, this calculator uses the prime interest rate plus 2%, a 10% deposit, and a 72-month loan term to estimate monthly repayments.

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Finance FAQ

Here are answers to some of the common questions people ask about financing a vehicle.

What factors affect my interest rate?​
How does my credit score impact vehicle financing?​
What is a deposit, and is it necessary?​
Can I refinance my vehicle?​
What happens if I miss a payment?​
How can I improve my chances of getting approved for a vehicle HP?​
Are there any penalties for paying off my HP agreement early?​
What should I consider when choosing a HP term?​
What is vehicle financing?​
What are the different types of vehicle financing?​

2025-06-02

Good financial management is key to getting the best value for your money and ultimately reducing stress and the followi...

2025-05-29

Just as with buying a house, being able to afford a car isn’t as simple and straightforward as it used to be for previou...

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