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We’re currently going through financially pressing times, with maintaining living expenses each month being quite stressful for many South Africans. With many people downsizing and tightening their budgets to make ends meet, deciding to buy a car has become an even bigger commitment than before. Fortunately, prospective car buyers now have various solutions available to help make buying a car more achievable and affordable. A delayed payment option is one such solution and maybe the right choice for you if you urgently need a new vehicle but aren’t able to immediately start making loan repayments on it.
Whether you’re buying your first car, exchanging your current vehicle for something less costly, or if you’re looking for something larger like a used SUV for sale to accommodate your family, carefully considering what you can afford and selecting the best payment plan is important. If you’re unsure about what you can safely afford to pay in car finance installments, there are various free online loan calculators available to give you a quick estimate of how much you are likely to get financing approval for. If you’re trading in your existing vehicle, the value of your current car can go towards your upfront cash deposit for the new car. This will already help with reducing the remaining sum you’ll need to pay for in cash or through financing and significantly lower the monthly repayment plan costs. Trading in is one option available to customers, alongside cashback payments, no upfront deposit needed, and delayed payment.
How Can Delayed Payment Help Me?
Normally, once you’ve been approved for car financing and have bought a car, your repayments on the loan will start being deducted from your bank account within the first month. If you choose a delayed payment option when buying a car on a financing plan, however, you won’t start paying for your vehicle right away. Instead, the first payment date is delayed by a few months, allowing you time to spend your finances on whatever else you need or start saving up in advance when you begin to pay off your car. This is a great option if you expect a salary increase or additional income soon but currently could use the cash to manage other day-to-day expenses. It’s also a good option when you urgently need to buy a car and still need a bit of time to rearrange your finances in preparation for the upcoming loan repayment debit orders.
What You Need To Know
There are various types of delayed or deferred payment plans, which can be customised to suit your needs and preferences. Payments can be delayed for anywhere from one month up to eight months, but the maximum amount of months you will qualify for depends on your financial profile. The amounts you would have paid within those first few months will either be added to the final payment – which means you should expect and start saving up for a lump sum at the end – or be distributed through your payment plan period, which means your monthly repayments will be slightly more.
It’s always a good idea to find out as much as you can about anything you sign an agreement on, so be sure to discuss delayed payments with the financing provider. Find out what the exact terms are for their delayed payment and if there are any additional costs involved in going this route. You should also find out whether requesting delayed payment will reflect negatively on your credit rating – records showing that payments were frozen or delayed for a few months could be flagged as an indication that you are struggling financially.
Deferred Payments: The Last Resort
If you find yourself out of a job or have a sudden loss of income, being unable to pay your bills becomes a serious, stressful situation. Not being able to pay your monthly installment on your car loan will negatively impact your credit score, and if you aren’t able to make up for it quickly, you may end up with your car being repossessed by the bank. There is a possible solution if you find yourself in this situation, although it’s not always available with every financial credit service provider: deferred payments.
In this case, you would need to go to the lender or bank you have your car loan with and explain your current financial crisis. Should you meet certain criteria, including having a flawless credit history, they may agree to a deferred payment plan. This means you won’t have to pay your loan installments for a month or two, or you will only need to pay a portion of the full amount. The idea with this is to give lenders some time to get back on their feet and find a solid source of income again. It does come at a fairly high cost, though. If you opt for this arrangement, expect your banking costs and interest rates to knock you down the line. It will also go on your permanent credit record, which can negatively impact your chances of being approved for another loan or credit service.
Now that you have a better idea of what delayed payments are about, you can decide whether it’s the right choice for your needs when buying your next car or a used SUV for sale. Talk to us about your options; we can help!
Renault is a much-loved and popular brand in South Africa and is one of our favourite brands at Motus Select. We often have a great selection of Renault models to our national inventory, so if you’re looking for a Renault used car that has low mileage, is in great condition, and comes with a price that will leave you smiling, keep reading. Here are our favourite models currently available for sale.
The Renault Captur will definitely capture your attention and imagination. It is packed with features and comes in a variety of colours including black, white, silver, and dazzling Arizona orange that exudes youthfulness and a sporty, playful character. Additional features that the Renault Captur has is air conditioning with climate control, a keyless entry system, Bluetooth integration, telescopic steering, built-in navigation alongside an interactive touchscreen infotainment system, USB ports, full electric windows in the front and back, as well as cruise control and daytime running lights, to name but a few features.
Looking for something really eye-catching and sporty? The top-of-the-line Megane will surely turn heads and leave you feeling exhilarated every time you’re behind the wheel. The Renault Megane can include sports suspension, which is every fun-loving, adventurous driver’s dream. The spoils don’t stop there, however. Features can include heated racing-style bucket seats in the front with Isofix seats in the rear, a keyless entry system, park assist with integrated rear camera, steering wheel controls, a premium sound system with speakers throughout the cabin airbags, and climate-controlled air conditioning. Take a look at our constantly updated stocklist for an electric or manual Renault Megane that suits your needs and budget!
If it’s a practical but fun hatchback you’re after, we recommend the Renault Clio. We currently have over 40 models available for sale, with colours including black, silver, yellow, white, red, and gunmetal grey models that are all still in impeccable condition. Our Renault Clio’s also range in mileage, price and vary from manual to automatic. Features that the Clio has includes, front and back electric windows, central locking, USB ports, and Bluetooth integration for music on the go, park distance control, and airbags to keep you and your passengers safe. As one of our most popular used car models, you will be able to find the perfect Renault Clio to fit your lifestyle and personality at the click of a button.
Is an executive-style SUV more along the lines of what you’re looking for? We’ve got you covered. We stock a variety of Renault Koleos models, including the Dynamique, Expression, and the New Koleos 2021 model. With the Renault Koleos you won’t be left wanting for anything, thanks to features that include a hands-free keycard system with remote access, ducted air conditioning with air vents for passengers in the back and automatic dual-zone controls, cooling/warming cupholders, sliding armrests with storage compartments built-in, hands-free power tailgate function, full leather seats and full electric windows in the front and back.
Trying to find a used car that fits all your requirements can be overwhelming. Therefore, we have tried to make it as easy as possible for you to quickly look through different deals of different car brands and models. Through our easy-to-use website, you can find the Renault used car that perfectly suits what you need. You can easily filter the model, transmission (manual or automatic), fuel type, mileage, year and the province that best suits you.
For these and hundreds of other great used Renault car models for sale, be sure to check our website. We’d also like to remind you that we offer delivery of our vehicles to anywhere in the country if needed.
Located in East Rand, Motus Select Boksburg brings you a wide range of vehicles for every budget and preference. This dealership has various vehicle models from trusted brands, including Chevrolet, Renault, Honda, Toyota, Ford, Nissan, and others. You’ll find a large variety of vehicle types - hatchback, sedan, bakkie, SUV, minibus, MPV, and station wagon. With prices starting as low as R89 900, finding your dream car won’t have to break the bank. Visit the Motus Select Boksburg dealership to start searching for the ideal used car and see what we’ve currently got on offer.
Introducing Motus Select Boksburg
Previously trading as Imperial Select, Motus Select may have a new name. The legacy of excellence remains, however. Over the last five decades, we have become one of South Africa’s most respected dealer networks. Our Boksburg East Rand dealership gives you the benefit of the Motus Select reputation for excellence. You’ll always have peace of mind knowing that every car on the floor has been carefully selected for quality. You’ll also always know that our sales staff are trained to assist with all of your questions and needs.
Selling your car in Boksburg? Take advantage of our large number of buyers who are actively looking for cars in the East Rand area and sell your car through Motus Select. We will do the hard work for you, leaving you free to simply accept the best offer. To get started, all you need to do is complete our form in just three steps.
In addition to buying and selling used cars, the Boksburg East Rand dealership gives you additional solutions such as vehicle financing and vehicle servicing that add even more value. Visit the Motus Select Boksburg dealership today and find your dream car.
Spring has arrived, and as temperatures start rising and everyone gears down in preparation for the last quarter of the year, we at MOTUS Select have prepared a great selection of cars for our customers. Each of our vehicles has gone through stringent quality-control tests and inspections before being handed over for a thorough valet service so that each vehicle we put up for sale is in impeccable condition.
Are you ready to buy a used car but don’t know which brand will suit you best? Here we look at a few of our favourite used car brands such as KIA, Hyundai, Ford, Renault, and used Nissan for sale.
The Hyundai car brand has been a firm favourite with South African car buyers for over a decade, and it’s no wonder why. Hyundai has a great reputation for reliability, affordability, and very low fuel consumption rates. So if you’re after a zippy hatchback or a spacious cabin that won’t break the bank in terms of insurance costs, petrol expenses, and general maintenance fees, Hyundai cars are well worth a look. We offer a wide selection of tempting Hyundai used car deals. The Hyundai models we often stock include the Hyundai i10, i20, Accent, and Atos. We also stock different variations of each model, including electric or manual Hyundai cars.
We love Renault used cars as they are reliable and they offer affordability. Renault has a great range of used cars to choose from and can be a great addition to the life of anyone with an adventurous and youthful spirit. They are practical, spacious, and have all the features you need to ensure a pleasant driving experience every time. Our favourite and most popular Renault models that we have in our stocklist are the Renault Sandero and the Renault Quid. Modeled and presented as a mini-SUV, the Kwid offers you many facets you’d get to enjoy in a larger SUV, but at a fraction of the price.
Owners love Nissan cars because of their reliability, tenacity, and overall excellent driving experience, and you could be the proud owner to join this group of satisfied drivers. If you’re looking for a great passenger car, a used Nissan car for sale might be the perfect fit. Nissan boasts a range of models that are small and quick such as the Nissan Micra, to the more luxurious Murano. Our most popular Nissan models include the Micra, Almera, and the Nissan X-Trail. The X-Trail has been one of the most popular SUVs and 4x4 vehicles in the country for many years running and has won many awards both nationally and globally.
If you’re looking for a powerful pre-loved car brand, Ford might just be what you are looking for! Ford offers a great variety of cars such as the Fiesta (if you’re looking for a smaller car), the mid-range Fusion, or the zippy Mustang. Our stocklist is always filled with various Ford models that range to fit your needs and budget. Our most loved Ford models also include the Ford Figo, Ranger, and the Ford Ecosport. The Ford Ecosport is a zippy hatchback that is reminiscent of its sibling, the Fiesta but offers its own unique set of features and personality.
For these and many more used cars, including various used Nissan for sale, be sure to check our website. Easily view each car’s colour, features, price, and more! We frequently update our stocklist with new arrivals and deliver our vehicles to your door, wherever you are in the country.
Buying a car is an important commitment that should provide you with years of satisfaction, driving pleasure and peace of mind. Making sure that you’re choosing the right vehicle that suits your needs and fits within a manageable budget is important, as is choosing the right dealership to purchase from. Whether you’re looking for an SUV, sedan, hatchback or used bakkie for sale, Motus Select is a name you can trust and one that comes with an impressive track record of happy clients and significant achievements.
Motus is South Africa’s largest car dealer group and is continually striving to further expand its service delivery to customers through improved offerings and affiliations with other organisations. One such recent development is a newly forged partnership with getworth.co.za, where they acquired a 49% share in the company in order to provide car buyers with even more options and the opportunity to own a pre-owned vehicle. Through cutting-edge AI innovation, the group intends to merge real-life and online interaction and bring customers an integrated experience that will make buying a car a pleasant and effortless experience. They also offer highly competitive financial credit services and customise their offerings to help customers with the best solution to fit within their budgets and requirements. Motus, as a corporate company, facilitates the supply of vehicles to the majority of car rental services in the country and also provides financial aid in crisis situations, like the recent looting situation in KZN, where they donated R5 million to assist in restoration work after damages inflicted.
Motus Select carries this proud and determined philosophy, and it reflects in how every customer is treated throughout the process of contact, sales, and after-sales. Each vehicle that is placed on sale via Motus Select has gone through a stringent series of quality-control tests and certification according to the highest standards beforehand. They also offer customers various service offerings that include nationwide delivery to your door, and each of their cars are later than 2015 models with less than 120 000km on the clock to ensure that they are still of good quality and will deliver great performance to their new owners.
With such a reputable track record and many accolades, you can safely place your trust in Motus Select when making your next car purchase. We update our database on a frequent basis, so if you’re looking for a used bakkie for sale, be sure to keep checking our website for new stock additions.
With rising petrol prices putting strain on the pockets of car owners, adaptations to the traditional engine structure and functionality has become a big focus for car manufacturers. We’ve seen a sharp decline in new cars being released with diesel variants in the lineup as well, due to increased pressure on the industry to come up with more environmentally-friendly solutions that will help reduce the planet’s overall CO2 pollution levels. These two factors have heralded the introduction of turbocharged versions of almost all new models of cars being released today - which is great news for new car buyers looking for a car that won’t guzzle petrol or spew out as much toxic residue as older models did. For existing car owners, there’s also the option of upgrading their engines with turbochargers to get the same effect - and you can have it done at the same place you’d go to for a car service and repair.
What Does Downsizing An Engine With Turbo-charging & Fuel Injection Mean?
Traditional petrol engines contain a series of cylinders that make up the heart of what powers the entire vehicle. They consist of valves and pistons that move up and down, creating a compression chamber that causes combustion in the engine. Most standard cars are fitted with four cylinders, while more powerful vehicles have six or eight cylinders. More cylinders equal more power, but the cost of running such an engine becomes very apparent when you look at how their fuel consumption compares to a car with less power. Turbo-charging an engine involves removing some of these cylinders and optimising the remaining ones so that it performs just as well - if not better - as it did with more cylinders. Fewer cylinders mean less demand for fuel, and with fuel injection and turbo-charging, that means your car will deliver great performance while saving you a good bit on petrol in the long run. Fuel injection, as an addition, involves modifying your engine with very precise fuel injectors that deliver fuel into the cylinders at exactly the right time and amount so that no fuel is wasted in the process. Traditionally, the fuel is dispersed to all four cylinders indirectly, which means the distribution of fuel is often not optimal.
How Does It Work?
Fuel injectors are installed in the manifold of each cylinder, allowing for direct fuel deposits at a very consistent and precise rate. This will require modification of your car’s engine in order to relay the path that your fuel flows. For turbo-charging, a turbo-charger modification is fitted to the exhaust of your car. It sucks a large amount of the exhaust gases that would be expelled back in, then that air gets pushed back up the turbine to increase the amount of pressure in the cylinder where combustion takes place. The increase in pressure boosts the distribution of petrol and delivers far better engine performance as a result.
If you’re considering buying a new car, it’s well worth it to look at turbo-charged and fuel injection variants. Should you wish to have these upgrades made to your existing vehicle, contact an auto workshop where you typically go for car service and repairs. Get in touch with Motus Select for a service you can trust.