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So you’ve been eyeing out a used Nissan for sale and have finally found one that looks perfect for you. Now all you have to do is get the money together to secure the purchase before that car gets swooped up by someone else. Not everyone has immediate cash on hand to pay upfront for a car, but fortunately, financing options are available to prospective car buyers who need a bit of financial help to get it done. If you’re unsure of how the financing process works and where to start, keep reading, and soon you’ll be able to confidently and successfully get that dream car.
It’s easy to get caught up in the dream of driving the latest car on the market, but you should first consider just what you can actually afford to drive and still be able to cover all the rest of your living expenses. The first step is to work out your personal budget: list all of your monthly expenses and income, and work out roughly how much you have spare or where you can cut down on other expenses to reach a safe sum that you’ll be able to set aside each month. If you have been saving for a car, great – you can work this into your initial deposit to bring down the amount you’ll need to loan and repay. The second step is to go online and try out a few financing calculators from various financial credit providers. Banks and dealerships offer car financing, and you may find there’s quite a difference in how much they offer. These affordability calculators will take your income and expenses and work out what a safe and realistic amount is you can work with while car shopping. It’s important to remember that you won’t just be paying for the car itself, but also for insurance and parts, so be sure to do some research about how much a car you’re interested in will cost you to own, outside of loan repayment costs.
Outside of your budget, your credit score is also vitally important. If you have a credit history from having store cards, cellphone contracts or other monthly repayment services, you’ll have a credit score. This is determined by how well you’ve performed with repaying your monthly dues on time every month. If you don’t have a credit rating, you will probably have a hard time securing car financing as the company will need proof that you are responsible for your cash management. A non-existent credit history or a bad one where you’ve defaulted on payment will count against you, so be sure to maintain a healthy credit history.
What You’ll Need To Apply
Once you have taken care of the first two points, you’re ready to approach a financial services provider or dealership with a request for car financing. This process involves a lot of paperwork, but it should go a lot more smoothly if you’re well-prepared. You’ll need to have copies of your ID, proof of residence, three or six months’ most recent bank statements and a valid driver’s license to get the process started. Once the financing company has reviewed all of your documentation and find everything to be in order, you will be presented with an answer about whether you qualify for financing. From there, you will need to decide about which financing options best suit you, all of which will be explained to you in detail. If you want to be absolutely sure of your choices, take a bit of time to research interest rates and understand what you will be liable for by agreeing to the financing.
We hope these steps will help guide you in securing that used Nissan for sale – best of luck!
When browsing for a car online or seeing adverts for the latest new model on the market, you’re bound to see safety features listed as some of the premium selling aspects. With our often hazardous road conditions and high-risk accident rates, safety should be a focal point to ensure that you and your passengers remain safe at all times.
Here’s a list of the most popular safety features and what each of them does so that you can make an informed decision when buying your next car or taking yours to a car repair workshop if any of these features happen to cause malfunctions.
Anti-lock Braking System (ABS)
This safety feature automatically activates when it detects the brakes being pumped hard and suddenly, as would be the case with a sudden obstacle in the road. Before ABS was a feature in cars, sudden braking would often cause the car’s brakes to lock, resulting in the driver losing control of the vehicle. ABS eliminates this risk by using braking sensors at each individual wheel and applying a more even, controlled braking pressure to keep the driver in complete control of the car.
Adaptive Cruise Control (ACC)
While many people may be familiar with cruise control, ACC takes it one level further by not only allowing you to maintain a set speed without needing to keep your foot on the accelerator, but also detecting any oncoming obstacles, like traffic or pedestrians, and applying brakes to slow the vehicle down.
If you’ve ever experienced a wheel spin when trying to pull off in rainy or muddy conditions, you’ll know the frustration of struggling to get the car moving. Traction Control is an electronic feature that works in conjunction with the ABS to briefly apply brakes to a spinning wheel as you start accelerating, allowing it to build up enough momentum to pull away faster and with more force. This feature is popular in high-performance vehicles as well as all-terrain vehicles like SUVs.
Automatic Emergency Braking (AEB)
Another fairly recent innovation, AEB, uses sensors that scan the surroundings of your vehicle and automatically apply brakes when it detects an object suddenly coming too close to the vehicle or approaching it at a speed where a collision is very likely to happen.
Blind Spot Warning (BSW)
Most new drivers are warned to be aware of that dreaded blind spot in your side rearview mirror. It’s a sneaky hazard area that can cause accidents for even seasoned drivers, but BSW eliminates that risk through sensors and lasers that detect any object coming too close to your car.
Be sure to pay attention to the safety features offered while looking for your next car. Invest in one with important features like airbags, ABS, and you’ll be much less likely to end up needing a car repair workshop.
The Motus Select Polokwane Nelson Mandela Drive dealership caters to every budget and requirement. This dealership offers a hand-picked selection of quality used cars from a variety of trusted brands. These include Ford, VW, Mitsubishi, Mini, Jeep, Fiat, and others. Whether you’re looking for a compact hatchback, a comfortable sedan, spacious SUV or a practical bakkie, you’re sure to find exactly what you need at the Motus Select Polokwane Nelson Mandela Drive dealership.
Introducing Motus Select Polokwane Nelson Mandela Drive
Situated on the corner of the N1 and Nelson Mandela Drive in Polokwane, this dealership brings you the high level of service you’ve come to expect from Motus Select. Previously trading as Imperial Select, the name may have changed but the legacy has not. Motus Select remains one of South Africa’s leading specialists in used cars. Our Polokwane Nelson Mandela Drive dealership helps you find your ideal car with the help of friendly sales staff who are standing by to assist you in every way.
Selling your car in Polokwane?
We also make it easy to sell used cars in Polokwane. Thanks to our trusted reputation, we have a number of buyers who are actively looking to buy cars in this area. Motus Select makes selling your car as easy as could be, giving you the benefit of fully vetted buyers. To get started, complete our form in just three steps. Once this is done, we’ll take care of the rest, leaving you free to accept the best offer for your vehicle.
Along with car sales and purchases, this dealership gives you the benefit of value-added solutions such as vehicle financing and vehicle servicing. Visit the Motus Select Polokwane Nelson Mandela Drive dealership and let us know how we can help you find your dream car.
Buying your first car is an exciting and important chapter in your life, and securing the right car for your needs at a budget that you can comfortably manage is important. After all, you’ll probably be driving it for a few years before you upgrade or change to another vehicle, which is why making sure that you make the right choices is vital to ensure that you have many pleasant journeys ahead of you.
Whether you’re looking for a small hatchback, an SUV, or a used bakkie for sale, there are a few key steps to take before making the final decision, and we’ll guide you through the process.
Research And Calculate Your Budget
Buying a car goes beyond the asking price, as you’ll have to maintain the vehicle, factor in the cost of petrol and car insurance. Your first step should be to work out exactly how much you can realistically afford to pay per month if you’re going to buy it through a vehicle financing plan. You can also visit a few banks and other car financing websites and use their finance calculators to get a fairly accurate estimate of what you’ll be able to loan for a car based on your income and expenses.
Once you’ve calculated how much you can set aside each month on a repayment plan, you can start looking at what you can afford in a car. Browse online dealership websites, visit dealerships and get several quotes before you start to narrow down your options.
Get Your Paperwork In Order
You’ll be required to supply several documents in order to apply for car financing or to buy a car with cash. Firstly, a valid driver’s license will be needed. You will also need to supply proof of residence, proof of income - typically at least three months’ bank statements if you’re self-employed, or payslips if you’re employed full time - and a list of your average monthly expenses as well as all credit accounts you currently have. These include cell phone contracts, credit cards, home, and personal loans, as well as store credit and subscription services.
Remember The Extra Expenses
Your car will be a continuous expense to maintain, above and beyond the monthly finance repayments. Research the amount you’ll spend on petrol, as well as insurance, and calculate how much per year you should be prepared to set aside for routine services and maintenance.
If you spend some time and take all the above-mentioned steps, you should be able to secure financing - and the car or used bakkie for sale that you want - without unexpected financial surprises or going over budget. Happy driving!
With a central location in the heart of the Free State capital, the Motus Select Bloemfontein Zastron Street dealership offers a range of used cars for sale. Whether you’re on the hunt for a practical bakkie that gets you where you need to go, whatever the terrain or something more compact, you’ll find it at this dealership. We’ve got vehicles from leading brands, including Kia, Renault, VW, Jeep, and others. Visit the Motus Select Bloemfontein Zastron Street brand now to see what we have on offer.
Introducing Motus Select Bloemfontein Zastron Street
Previously trading under the name Imperial Select, Motus Select has the same level of quality that has made us one of the leading dealer networks in South Africa for the last five decades. The Motus Select Bloemfontein Zastron Street brings that level of quality to Bloem car buyers and sellers, with outstanding service and a frequently updated selection of cars.
Selling your car in Bloemfontein?
If you’re aiming to sell your car, we will help you get started. You can sell your car at our Zastron Street dealership to take advantage of our large number of buyers in the central Bloemfontein area. Motus Select takes the hassle out of finding vetted buyers with a quick and easy selling process. To get started, complete our form in just three steps. You will find trusted buyers, with peace of mind knowing that you will always get the best price.
In addition to car sales and purchases, this Bloem dealership also provides value-added solutions such as vehicle financing and vehicle servicing. Visit the Motus Select Bloemfontein Zastron Street branch now to find your dream vehicle.
Making the decision to buy a used car can be a make-or-break investment, depending on how well you do your research and check that everything is in order with the vehicle. Used cars are more affordable than new ones, and you may come across a few that aren’t even all that old if you search far and wide enough. But what if your budget doesn’t allow you to go for that almost-like-new used vehicle?
Older vehicles can still be a viable option; however, it’s understandable that you’ll have some concerns about how many kilometres or years it still has left in it before the expenses really start piling up. If you want to avoid frequent visits to the best car repair workshop in your area, it’s important to know what to look out for in an older used vehicle. Two of the main factors always stand out: the actual age of the car and the total amount of kilometres it has raked up over the years.
Factors Worth Considering
While it may seem straightforward that a car that was manufactured ten years ago is better than one that is five years old, it’s not really as clear-cut as that. You’ll also need to look at the overall history of the car, including how many previous owners it has had, whether it was parked in a covered area or left outside if it has ever been in any serious accidents or needed repairs to the engine or bodywork.
In terms of age and mileage, the actual value of the car can be determined by looking at both these factors. A fairly new car could have already clocked 100 000kms, while a car that’s seven years old may only have 30 000kms on the clock. Age only truly becomes a concern when the car is so old that parts may not be readily available for it anymore, or if the fuel consumption and CO2 emissions are much higher than that of newer models.
A car that was manufactured several years ago but has been very well looked after and still has relatively low mileage can be just as safe an option as a very recent model with average kilometres on the clock. It’s more important to look carefully at fairly recent models that already have a high mileage count, as this could indicate more extensive damage and wear and tear to the engine.
In both cases, you should always ensure that you get the full history of the vehicle, including records of services and any accidents the car was involved in. If you’re not entirely certain about the car you’re interested in buying, it’s always smart to spend a few hundred Rands and get a specialist review from an authority like the AA so that you know exactly what you’re in for. After all, nobody wants to end up spending thousands at the best car repair workshop only weeks or months after buying a used car.