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  • Your Guide To Getting Car Financing Right
    Uploaded 1 year ago

    Your Guide To Getting Car Financing Right

  • Car Parts: Genuine Vs Generic
    Uploaded 2 days ago

    Car Parts: Genuine Vs Generic

  • Automotive retail group launches first true digital brand - Motus.cars
    Uploaded 3 days ago

    Automotive retail group launches first true digital brand - Motus.cars

  • Road Accident To-Dos
    Uploaded 6 days ago

    Road Accident To-Dos

  • Advanced Driving: What it is & the Benefit to Your Ride
    Uploaded 1 week ago

    Advanced Driving: What it is & the Benefit to Your Ride

  • The Evolution of the SUV: Get Yours Today
    Uploaded 1 week ago

    The Evolution of the SUV: Get Yours Today

Your Guide To Getting Car Financing Right

Uploaded 1 year ago

Your Guide To Getting Car Financing Right

Your Guide To Getting Car Financing Right

So, you've decided that it's time to look into getting a replacement for your car, or perhaps you're caught up in the excitement of buying your very first demo car that you've seen for sale. Car purchases are one of the largest investments you'll make in your life, which is why you need to be certain of what you need and whether you can afford to drive that dream model you've had your eye on for a while now. Since this tends to be a costly decision, most people need financial assistance to afford a car, and vehicle financing is an ideal solution to help get you on the road. 

We've compiled a few tips and a bit of advice to guide you through the application process if you're looking at getting financing for your new demo car:

Determine What You Can Afford

People often miscalculate how much a new car will actually cost them each month if they focus their budget only on the price of the car. As a good rule of thumb, determine how much you can safely afford to pay each month, and double that amount so that your car insurance, petrol and maintenance or repair costs are also included. Do a bit of research on what car insurance rates typically are for the car you have in mind, and find out if parts for that vehicle are readily available and how affordable they are. Also bear in mind that you will be paying off your car for a fairly long period of time, so don't allocate a large portion of your gross income on loan repayments as life tends to bring unexpected surprises and expenses every now and then. 

Keep A Healthy Credit Record

The application process for financing requires several details about your financial health, including a thorough inspection of any debts or credit facilities you have available. Credit cards, other loans, as well as credit accounts you may have with stores, are all taken into account to determine your affordability. If you have credit cards and store accounts, keep your repayments up to date or pay in more than the monthly minimum to ensure your credit score remains in your favour. If you're able to, pay some of your accounts in full and close them, to reduce your monthly credit repayments total. Having a few, well-maintained and updated credit accounts reflects more positively on your chances of being approved for vehicle financing. 

Maximise Your Upfront Deposit

The larger the cash deposit you can supply upfront, the lower your instalments and overall debt will be. Save up where possible, trade your existing vehicle in for a good price and use those funds to back your deposit. Showing that you are able to pay a deposit also works greatly in your favour, as it indicates to financing suppliers that you are able to manage your money well. If you want to trade in your car and you've been paying instalments on it for longer than four years, the trade-in value and amount you'll get paid out will be more than your remaining debt owed on it. This means you'll be able to complete your finance payment on your existing vehicle and still have extra cash to use as a deposit for your new car. If you owe nothing on your existing car, you'll be able to cash in on the trade-in value and use those funds to boost your deposit. Be sure to shop around a bit and find out what the best trade-in price is for your car, and remember to compare offers to market standards for your make and model of car. 

Get All The Required Paperwork Ready

Few things are as frustrating as taking time off work to get personal admin taken care of, only to be turned away because you didn't have all the necessary documents. Be completely prepared before applying for financing by ensuring you have the following available:

  1. A certified copy of your Identity Document or Passport

Copies of your ID or Passport can be certified by officials at your local police station or through your bank, if they already have your personal details on record. 

  1. Proof of Income

Any loan application requires proof that you are currently earning an income, whether employed or self-employed. You will need to provide evidence of your income by supplying the most recent three or six months' bank statements or payslips.

  1. Proof of Residence

In order to verify where you reside, you'll need to supply either a copy of your lease if you're renting, or a municipal bill or phone bill with your name and address on it. Should you be in a position where you don't receive any bills addressed to you or if you stay in a house share, you will need to obtain a signed letter by the owner of the house, stating that you reside there. The letter will also need to be certified and should state the name and ID number of both the owner and yourself, along with the physical address of where you live.

  1. A Certified Copy Of Your Driver's License

As with your identification, this document also needs to be signed or stamped by a police official or bank. Also, be prepared to answer several questions about your credit status and any other credit accounts you currently have. 

Getting the chance to buy demo car for sale or any other vehicle you've got in mind can be achieved. We offer financing services to our customers and are here to assist you with finding an affordable solution.

Uploaded 2 days ago

Car Parts: Genuine Vs Generic

Car Parts: Genuine Vs Generic

An important part of owning a car is keeping it in good running condition, but as we all know, services and car parts aren’t cheap. Life is becoming increasingly expensive, so it’s understandable that you’d want to find the most affordable ways to get all those important things taken care of - including your car. If you’re on a tight budget, you’d be happy to know that there is an option beyond genuine parts to fit onto your vehicle, and that comes in the form of generic alternatives. Manufactured and sold at a significantly lower price than what you’d pay for the original parts from the manufacturer, generic parts allow people to maintain their cars on a budget. But what are the differences really, and is it safe to opt for anything generic when it comes to something as important as the set of wheels you drive around with every day? Today we explore what the smartest choices are when it comes to choosing car parts and what to request from the best car repair workshop the next time you visit. 

What Is The Difference Between The Two?

Essentially, there isn’t a big difference. Generic parts are typically directly reverse-engineered from the original components and look exactly the same. In fact, often, the difference between the two comes down to a brand name or packaging. Original parts are also called OEM, or Original Equipment Manufacturer, which means they’re the exact same parts your car was fitted with when it was originally assembled. Generic parts are very much like generic medication: they were designed to be exact replicas of the original.

Is It Safe To Have Generic Parts Installed?

A lot of car manufacturers and manufacturer-approved service technicians insist that it’s unwise and unsafe to install generic parts in your vehicle if you care about its longevity and your own safety. However, as long as you purchase parts from a reputable retailer or auto parts franchise, the choice to buy a generic part should be quite safe. One aspect that may differ is that generic car parts may not have the same warranty as original parts - or may not even come with any warranty at all, but this comes as part of the territory as you’re paying less for the part. Another potential problem you may run into is that the actual materials used to make the part may not be as durable as the OEM version, which means it may wear down much sooner and have a reduced lifespan than the more expensive OEM part. 

Ultimately, if you’re presented with the option of going for OEM or generic parts, be sure to find out about the reputation of the brand being offered to you. If a trusted car parts franchise sells generic parts and recommends them, you should be quite safe in making the purchase.

Again, just be aware that while the part will cost you significantly less, the old adage of “you get what you pay for” always rings true, so don’t expect the exact same durability and lifespan when asking for a generic part at the best car repair workshop in your area. Get in touch with our team at Motus Select to learn more about our car repair services.

 

Uploaded 3 days ago

Automotive retail group launches first true digital brand - Motus.cars

Automotive retail group launches first true digital brand - Motus.cars

Corne Venter, CEO of the retail and rental division of MOTUS HOLDINGS LIMITED South Africa, discusses the launch of digital brand Motus.cars, the new emotive brand campaign, as well as the importance of having a real dealer network behind all of their cars.

 

Uploaded 6 days ago

Road Accident To-Dos

Road Accident To-Dos

One of the most dreaded things to think about as a car driver or passenger is the possibility of ending up in a car accident at some point in time. No matter how careful and responsible you are, sometimes things go wrong, and situations develop that are out of your control. While the best prevention is vigilance and defensive driving, it’s vital to prepare for what to do if you find yourself in a car accident so you can operate within legal bounds at all times and get your car to a car repair workshop once everything has been dealt with.

  1. Stay On The Scene

Sometimes the sheer panic and adrenaline of a situation like this cause you to want to flee and escape. Whatever you do, don’t ever leave the scene of an accident - you could be criminally prosecuted, especially if there were severe injuries and damage to other cars. 

  1. Put Your Hazard Lights On To Alert Oncoming Traffic

It’s essential to give approaching vehicles a heads up to slow down and avoid worsening the situation. You can do this by immediately turning your hazard lights on and placing an emergency triangle a few meters away from your car, facing oncoming traffic. Make sure that it’s safe, and watch out for oncoming cars before attempting to get out of your car. 

  1. Check On Other Passengers And Drivers

If anyone else was involved in the collision or accident, go and check on their condition - if you see that there are injuries and that someone may require medical attention, call for an ambulance or emergency services right away. 

 

  1. Move Any Clutter And Debris Out Of The Road

If there’s a possibility for other cars to continue passing the accident scene and the road isn’t completely obstructed, move loose panels and any debris out of their way. You can also try to move your car to the shoulder of the road if it’s drivable and safe to do so. If the police arrive at the scene, follow their instructions and don’t move vehicles unless they have made preparations by guiding traffic and saying it’s safe. 

  1. Exchange Information With Other Parties

It’s imperative to get contact details and other information from all other parties involved in the car accident. You’ll need this for the police report and for any insurance claims you’ll have to make. Be sure to get the other driver(s) full name, ID number, phone number, license plate number, make and model of their car, insurer details, time and date of the accident, and any eyewitness reports along with their contact details. Taking photographs of the accident scene and getting detailed shots of the vehicles will also be very helpful as evidence. 

Once you’ve followed these steps, you can contact your insurer’s emergency roadside assistance to collect your vehicle and take it to an approved car repair workshop. If you do ever find yourself in trouble or in need of a fixup, get in touch with our team at Motus Select.

Uploaded 1 week ago

Advanced Driving: What it is & the Benefit to Your Ride

Advanced Driving: What it is & the Benefit to Your Ride

Considering the amount of time we spend driving and the everyday risks involved in being on the roads, it’s worrying to think that perhaps you’re still actually a novice at driving. For most people, that is the case. However, very few people ever continue improving their driving tactics once they’ve gotten their driver’s license. While it’s not really common knowledge that there are many levels to driving skill development, it only seems sensible that you should spend a good amount of time refining and improving your driving style so that you can keep yourself - and others on the road - as safe as possible.

Advanced driving courses offer you the opportunity to become a better driver and teach you crucial skills to avoid accidents and keep your vehicle safe from needing unexpected car service and repair.

Who Are Advanced Driving Courses For?

Well, everyone who drives, basically. Car journalists and professional drivers undergo extra training through advanced driving courses to ensure that they can handle powerful vehicles. These courses can be a life-preserving investment for anyone who wants to drive with more confidence and know-how to handle unexpected situations. 

What Do Advanced Driving Courses Involve And What Kinds Are There?

There are various types of courses to take, each offering unique benefits to make you a better driver. Defensive driving courses teach you to be extra vigilant and know what to look out for on the road. You’ll also learn how to steer and counter-steer if your car slides unexpectedly to prevent rolling. Hijack prevention courses are aimed at teaching you what to be aware of in case of hijacking situations, how to understand typical criminal behavior and tactics in this scenario, and how to escape or evade a hijacking safely.

4x4 Driving Courses are ideal for anyone who owns a luxury SUV or 4x4 vehicle and wants to really get the most out of driving them. You’ll be trained on a variety of terrains and be subjected to every conceivable off-road situation, including gravel hill climbs, muddy slopes, uphill and downhill slopes, as well as very challenging dongas and water-filled zones. During this course, you’ll learn about all the various functions of your vehicle and the correct tactics to use to navigate any landscape.

Lastly, there are high-performing courses. This course will have you training on a race track at high speeds to learn how to handle your vehicle, navigate turns, and know when to speed up, slow down, and change gears at just the right time. This is a crucial course for anyone to undergo if they’ve recently acquired a luxury sports vehicle or any vehicle with a high-performance engine and aren’t used to handling so much power.

If you drive one of most of the popular brands in South Africa, including BMW, VW, Audi, Mercedes-Benz, Toyota, and others, you can contact them directly for the contact details of a recommended advanced driving school. 

Be safe on the roads and avoid accident-related car service and repair by registering for an advanced driving course today. If you do ever find yourself in trouble or in need of a fixup, get in touch with our team at Motus Select.

Uploaded 1 week ago

The Evolution of the SUV: Get Yours Today

The Evolution of the SUV: Get Yours Today

The SUV style of motor vehicles has adopted an interesting fanbase over the years, with a surprising evolution in popularity. Initially known to be associated with manly adventure vehicles and sporty families who hit the mountain trails every weekend, it has now also become the vehicle of choice for soccer moms and city-dwelling executives.

The surge in popularity of the SUV has given formerly popular heavy hitters like sedans and station wagons a massive knock down the ranks, claiming a top spot as one of the most desired kinds of vehicles on the market. How did it achieve such a broad consumer interest, and where do SUVs originate from?

Read on to discover some of the lesser-known facts about these vehicles, and you’ll soon be very eager to also look at buying a used SUV for sale.

What The Term ‘SUV’ Actually Means

The notion of an SUV, or Sports Utility Vehicle, is based on the characteristic of a vehicle that is equally capable on the road as well as on rough terrain and more difficult to navigate the territory. Defining features usually include a much higher ground clearance than standard vehicles and often include four-wheel drive capacity. In spite of this general consensus, there isn’t really a specific set of qualifying criteria to decide what makes a vehicle an SUV.

Generally speaking, it’s now become agreed upon that the term is quite a broad classification for a vehicle that has integrated features and capabilities to handle off-road conditions. To further complicate the definition, we also now have several iterations that fall under this classification, in the form of crossover SUVs, mini SUVs, as well as mid-size and full-size SUVs thrown into the mix. The baby boomer generation who were fervent fans of the first and original SUVs may argue that these modern-day versions absolutely do not qualify as the real deal, but if Land Rover and the like who pioneered the commercial SUV, feel it’s valid, who would dare argue otherwise?

SUVs: The Origin Story

If you thought the SUV is a reasonably recent development in the car market, you might be surprised to know that the original SUV as we know it today dates back nearly forty years. According to avid car enthusiasts, the very first vehicle that qualified as an SUV as we now interpret it was the 1984 Jeep Cherokee (XJ), although the main credit for being the original SUV tends to be given to the 1990 Ford Explorer. Inspiration for the modern-day SUV stems all the way back to the Second World War in the early 1940s, with the creation of the Willys Jeep, which could successfully take on almost any terrain to transport people and equipment.  Once the war was over, there was no need for these vehicles, but Maurice Wilks - the founder of Rover, which would go on to become Land Rover - decided this concept should be continued and re-imagined a bit. That’s when he took the chassis from a Willys Jeep and combined it with the engine of a RoverP3, built an aluminum body, and introduced it as an agriculture vehicle. The classic Land Rover design it was built on ended up becoming the official vehicle of the British military. Meanwhile, the US government approached Toyota in Japan and requested the creation of a tough military vehicle that would even outdo the Land Rover. Inspired by Jeep and Land Rover, Toyota went on to make what is arguably one of the best SUVs ever produced: the great-grandfather of what would eventually become the Toyota Land Cruiser. 

The Expansion Into The Global Market

The popularity and effectiveness of the SUV took off, with military organisations around the world seeking and adopting them as the preferred vehicle for troop and equipment transport. This gave way to the creation and rise of other very popular and well-known vehicle brands, including Hummer, which was introduced to the consumer market in 1992 and was strongly based on the design of the US military’s M998 Humvee vehicle. Ford contributed their part to the market when it first released the Ford Explorer in 1990/1991. The sophisticated luxury brand Range Rover has also unveiled thanks to these origins and was initially a side project of Land Rover to create a larger variant of their models; but eventually, they teamed up with Jaguar to create what became entirely synonymous with the upper crust, luxury vehicles, specialising exclusively in SUV models. This inspired other luxury car brands like BMW, Mercedes, Lexus, Porsche and others to create their own variants of a luxury SUV for the executive consumer market.

What initially started as a solution to military transportation needs to be evolved into a practical and rugged off-road consumer vehicle, which then further evolved into a high-spec luxury-class vehicle. SUVs went from being for adventurers and cross-country travelers to entering the standard road use market but were still beyond the reach of most average-income families and individuals because of the high price tag. It was only when manufacturers of affordable cars like Toyota, Nissan, Hyundai, KIA, and others began creating SUVs that weren’t packed to the rafters with features, thereby making them less expensive, that the global consumer market finally had a chance to own what was always a very expensive and rare type of vehicle to see on the roads. Today, SUVs have become remarkably affordable and, while initially, they didn’t come with any luxury features for the average-income variants, today you can buy an SUV and find some of the most state-of-the-art features as standard, along with some of the highest safety and performance rankings for any vehicle on the market. Knowing all this, isn’t it time you invested in a piece of the historical legacy by getting yourself behind the wheel of a used SUV for sale?

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